In a press release the Swiss National Bank explains that it
grants access to … [fintechs] that make a significant contribution to the fulfilment
of the SNB’s statutory tasks, and whose admission does not pose any major risks. Entities with fintech licences whose business model makes them significant participants in the area of Swiss franc payment transactions will therefore be granted access to the SIC system and to sight deposit accounts.
The Swiss Financial Market Supervisory Authority is in charge of granting fintech licences.